Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.

Dasha Kennedy, known as The Broke Black Girl, breaks down the basics of budgeting and wealth building. Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.

Whether you’re trying to save for a short-term or long-term goal, these 15 money saving challenges are sure to help pad your savings account. Read more.

Properly calculating the rent to income ratio helps you better understand how much rent you can afford without breaking the bank. Read more.

If a debt collection agency is calling you about a debt you think you don’t know, you can make them prove it. Send them a debt validation letter. Read more.

If you're drowning in debt, with multiple accounts and due dates throwing you off, debt consolidation might be the answer. Learn the ins and outs of what it means and how it could impact your credit. Read more.