An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.

We'll explain how to pay your credit card bill in multiple ways, what to do if you have credit card debt, and how to automate your credit card payments. Read more.

If a credit card company files a court order and secures a judgment against you, then they can garnish your wages. We'll explain how wage garnishment works. Read more.

Convenience fees on your credit card can pop up unexpectedly and add up over time — here’s how to avoid paying all types of convenience fees. Read more.

In most banks, you may open a bank account and receive a debit card when you are 13 years old. As long as a legal guardian or parent signs as the joint owner. Read more.

It's tough to decide whether to pay off debts or save money first, but we've got some insights to help you make the best choices for your financial future. Read more.

A non-transaction account, also known as a non-payment account, is a bank or credit union account that is not designed to handle frequent transactions. Read more.

Paying off your balances in full each month is the best way to avoid credit card interest. Here are a few ways to prevent interest from accumulating. Read more.