In this post, we go over what happens if you don’t pay medical bills, how it impacts your finances and what to do if you can’t afford your medical bills. Read more.

Wage garnishment occurs when a creditor takes a portion of your paycheck to help settle a past debt. We provide ways how to prevent this from happening below. Read more.

Spring is here. And with the sight of flowers blooming and birds chirping comes spring cleaning. Besides decluttering your home, dusting forgotten corners, and sprucing up your abode, give your "money house" a good once-over with this step-by-step guide. Read more.

A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.

Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.

This post discusses whether you can pay off one credit card with another and presents other options for paying down your credit card debt. Read more.

Collections typically stay on your credit report for 7 years. Find out when they fall off and what this means for your credit score. Read more.

Covington Credit is a financial services provider whose business includes offering loans to people who don’t typically qualify for most types of credit. Read more.