We’ll discuss what impacts your Apple Card application and how to fix issues for future credit applications, including what to do if you’re not approved. Read more.
Handling debt is not fun, but there are solutions. Credit card debt forgiveness is when a credit card company forgives some or all of your outstanding debt. Read more.
Available credit is the difference between your credit limit and balance, affecting credit utilization and your score. Here's how to manage it. Read more.
Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.
Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.
Remember that interest is an added cost of using your credit card. Interest is also not tax-deductible. So, read on and learn how to lower your credit card interest rate and save money. Read more.