Learn how to build credit and lift your credit score effectively with our guide. Understand best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.

If debt collection agency Capio Partners appears on your credit report, ensure the entry is correct. If it isn't correct, we'll explain how to remove it. Read more.

Your current and available balances may not always match. Learn why they differ and how understanding them can prevent overdrafts. Read more.

A credit builder loan is designed to help people who have little or no credit history. You’re required to make fixed payments upfront before accessing the loan. Read more.

We’ll explain multiple loan options if you need extra cash, but have bad credit. Predatory loans are not your only choice. Read more.

Read on to take a look at secured vs. unsecured credit cards to help you decide which option is best for your personal financial needs and how to qualify. Read more.