A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.

Credit restoration helps fix errors on your credit report to improve your credit score. This article helps you evaluate your options to fix your credit. Read more.

Payment history is the record of your on-time and late payments, making up the largest factor in your credit score. Learn how to lift it. Read more.

We will discuss how paying for car insurance with a credit card can help you build credit, factors that impact car insurance and more ways to build credit. Read more.

Divorce can be a stressful experience for some, but there are actions you can take that may help when you decide to part ways. Below are four expert tips to protect your credit and finances during a divorce. Read more.

Equifax and Experian are the most common credit bureaus used among auto lenders. While TransUnion may be less frequently used, lenders may use it as well. Read more.

Evictions do not show up on credit reports. Here is everything to know about how they affect your credit score and how long they stay on your records. Read more.

Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.